A Bill of Quantities (BOQ) is a core document used during the tendering phase of a construction project. It provides...
Xactimate Estimating Services
Missing line items and incorrect pricing lead to rejected insurance claims. ACON Engineering provides independent Xactimate estimating services to help you avoid these delays. We write clear scopes of work for residential and commercial property damage. You receive the exact numbers required to settle the claim and start the repair work.
★★★★★ 4.9 from 312 reviews
● 9,800 plans estimated
● Reply within 4 business hours
● Built for GCs, subs, developers
Get a free, no obligation estimate
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Trusted by 400 plus contractors and developers across the United States
How We Get Your Claims Approved
Insurance carriers review claims using a very specific set of rules. If an estimate uses generic construction terms instead of proper insurance coding, the desk adjuster will send it back. We avoid these delays by building your estimate with the Xactimate Category and Selector codes that carriers expect to see.
When a specific repair cost needs an explanation, we add F9 justification notes directly into the line item. This tells the adjuster exactly why a step is necessary and prevents unnecessary pushback. We also apply current local zip-code pricing databases and calculate the correct overhead and profit (O&P) for your specific job. By following the carrier's exact format and anticipating their questions, we help you reduce disputes and get the claim approved faster.
Xactimate Estimates We Write
Every estimate below is built in Xactimate from your scope of loss. The right one depends on the claim and the trade. The report comes back ready for the carrier.
Insurance Claim Estimating
A claim estimate written to carrier format, with every line coded, quantified, and priced to your region. The adjuster sees a clear, complete scope, which cuts the back-and-forth and helps the claim settle without the delays that come from a vague or short estimate.
Restoration Estimating
Restoration estimates cover the repair work after water, fire, or storm damage. Materials, labor, and equipment are priced to local rates, with the demolition and rebuild scope laid out in full, so restoration crews bid the job with numbers that hold through the work.
Water Mitigation Estimating
Mitigation estimates cover the emergency response: extraction, drying, and dehumidification. Equipment runs by the day and labor by the unit, and the affected materials are documented early, so the mitigation cost is settled before the repair phase of the claim begins.
Siding Estimating
Roof and siding estimates cover panels, shingles, flashing, trim, and underlayment, pulled from the measurements. Pitch, layers, and waste are factored in, so the exterior scope reflects the real replacement cost and holds up when the adjuster reviews the numbers.
Renovation Estimating
Renovation and Remodel estimates cover interior and exterior upgrades, with finishes, fixtures, and labor itemized line by line. Property owners and contractors see the full cost before work starts, which keeps the budget clear and prevents the surprises that stall a project midway.
Supplement Estimating
A supplement recovers the scope that the first estimate left out. Missed or hidden damage is documented, coded, and priced, then submitted with the notes a carrier needs, so the payment reflects what the repair actually costs rather than the original short number.
Xactimate Estimate Deliverables
A complete estimate package provides all the documentation required to submit a professional insurance claim. Having organized, compliant files minimizes the back-and-forth communication with adjusters and accelerates the approval timeline.
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Our 4 Step Xactimate Estimating Process
The process is simple, and you stay informed at each step. You work with estimators who know insurance claims.
01
Upload Damage Details
Send over scope notes, field photos, and rough sketches. Estimating team reviews information to understand property loss.
02
Review the Quote
Receive an upfront cost and a clear turnaround time for the completed estimate. Pricing remains transparent and depends entirely on the size and complexity of the disaster.
03
Line Item Entry
Estimators build the file utilizing proper selector codes and the most current local pricing databases. Critical repair items receive F9 justification notes to validate the requested value.
04
Receive the Final Files
The final ESX and PDF documents arrive ready for immediate carrier review. The documentation is fully formatted to meet insurance industry standards.
Industry Standard Xactimate Software
Insurance carriers rely on Xactimate to process property damage claims. The system uses specific category codes and local pricing databases to build a defendable scope of work.
What Makes Our Estimates Worth It
Restoration companies and adjusters need reliable documentation to close claims without delays. Outsourcing this task to experienced estimators keeps the focus on field operations.
Certified Xactimate Estimators
The estimates come from certified Xactimate writers who work claims daily. They know the codes, the price lists and the format carriers expect, so the report reads right the first time.
Carrier Ready Format
Every estimate is built the way insurers want to see it. The format matches their review process, which means fewer questions, fewer rejections and a faster path to the approval you need.
Code Compliance
Estimates follow the building codes and carrier requirements that apply to the repair. Code-driven items are documented and priced, so the scope meets local standards & the adjuster has no reason to push back.
15 Years of Experience
ACON Engineering has spent over 15 years in construction estimating. That history shows in the scope, the pricing and the small calls that move a claim from disputed to approved.
Local Price Lists
Pricing follows the regional Xactimate list for your area. Material and labor reflect real rates near the job, so the numbers match what the repair truly costs and hold through review.
Fast Turnaround
Most estimates land within 24 hours. Claims move on tight timelines, and a quick, accurate report keeps the job and the settlement moving without the wait that costs you work and delays critical project approvals.
Calculate Your Xactimate Cost in 30 Seconds
Use this quick tool for a baseline price on your Xactimate estimate. It gives you a fast number before you ask our team for an official quote.
Step 1 · Choose Your Claim Type
Pick the work you need estimated. The tool covers insurance claims, restoration, water mitigation and remodeling, so the price reflects the kind of estimate your project calls for.
Step 2 · Set Your Property Size
Enter the square footage or the number of rooms affected. Property size shapes the scope and the labor, so this sets the scale of the estimate.
Step 3 · Select Your Damage Type
Pick what caused the loss, from water and fire to storm, roof and mold damage. Each cause carries its own materials and repairs.
Estimated fee
$1,250
Turnaround · 3 business days
Final fee depends on plan complexity. No charge until you approve.
Xactimate Estimating Services Pricing
Our rates match how you work. Pay a flat fee per claim, or set up ongoing support, with no hidden costs. Get a single Xactimate estimate, or keep an estimator on call for your whole caseload.
Single Project
For contractors and owners who need one Xactimate estimate for a specific claim.
From $750
- One complete Xactimate estimate
- 3 business day turnaround
- One round of revisions
- PDF and Excel deliverables
Bid partner
Firms that bid on several projects a month and need steady support.
$2,495 / mo
- Up to 6 projects per month
- 24 hour rush option included
- Two rounds of revisions
- Dedicated project lead
- Procore and Dropbox sync
Enterprise
For large teams that bid heavy volume and need a dedicated estimator.
Custom
- Unlimited projects
- SLA backed turnaround
- Custom format and templates
- Quarterly business reviews
Zero risk start. Not happy with your first deliverable? You pay nothing, full stop.
Trusted by Contractors and Developers Nationwide
Builders, developers, and subs across the United States.
ACON Engineering is great to work with. The team is hardworking, professional, and takes pride in their work. They respond quickly, communicate clearly, and keep every project moving smoothly from start to finish.
Acon Engineering is a trustworthy and professional firm. They consistently deliver on time and are excellent to work with throughout the process. Their estimates are clear, organized, and supported by detailed documentation.
It was a pleasure working with them. The team was professional, responsive, and easy to communicate with throughout the project. Their service was reliable, efficient, and delivered exactly what was promised.
Frequently Asked Questions (FAQs)
RCV is the replacement cost value, the full cost to repair the damage with new materials today. ACV is the actual cash value, which is the RCV minus depreciation. The first check usually pays the ACV minus your deductible.
Recoverable depreciation is the money the carrier holds back at first. You claim it as a second check once the repairs are finished and documented. Non-recoverable depreciation is not paid back.
A supplement recovers the scope the original estimate missed. When hidden damage or overlooked items show up, we document and price them, so the payment reflects the real cost of the repair.
Yes. Estimates are written in the carrier's format with each line coded and noted, so adjusters spend less time questioning the scope. That cuts the back-and-forth and moves the claim to approval faster.
Yes. We offer a rush option for urgent claims, with most estimates back within 24 hours. Send the scope of loss and tell us the deadline, and we work to it.
Yes. If the scope changes or the adjuster requests an adjustment, we revise the estimate and resend it. Revisions are included in every plan, so the claim stays current as it moves.
Yes. We write for solo operators and small firms, not just large companies. You pay per claim, so you get certified Xactimate estimates without carrying a full-time estimator.
Yes. Xactimate is the standard carriers use, so adjusters expect estimates in that format. A report built in Xactimate with the regional price list is one they recognize and can approve faster.
Estimates Built the Way Adjusters Expect
Send us your scope of loss and our certified writers build it in Xactimate, coded and priced to your region. You get a carrier-ready estimate in 24 hours, with the missed items already added.
Insights
Field tested guides for builders who bid.
Long form playbooks our clients use to sharpen pricing, win more jobs, and protect margin.
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Xactimate Estimating Services Across the Nation
New York, NY
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Houston, TX
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Houston, TX
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